- 行业: Insurance
- Number of terms: 2862
- Number of blossaries: 0
- Company Profile:
Aetna, Inc. is an American diversified health insurance company, providing a range of traditional and consumer directed health care insurance products and related services, including medical, pharmaceutical, dental, behavioral health, group life, long-term care, and disability plans, and medical ...
This is a part of a health plan that lets members use a fund to pay health care costs. The member’s employer puts money into a fund. Members can use the fund to pay deductibles, coinsurance and other covered health care costs. Unused money can usually be rolled over and used in the next plan year.
Industry:Health care
This protects employers who take on most of the risk of a health plan. An employer can buy this to avoid having to pay for large health claims. If health care costs go over the amount listed in the contract, the plan will pay the rest.
Industry:Health care
This is a part of a health plan. You can put money into this account. You can use it to pay for covered health care costs. Or, you can save money in it for future health care costs. The account grows interest. You can take your account with you if you leave your job. You must be covered by a high-deductible health plan to qualify for an HSA.
Industry:Health care
This is an optional benefit. It goes with some long-term disability plans. It raises the monthly benefit amount each year. The person on disability gets more money based on the cost of living. These raises are given only for a set time period.
Industry:Health care
This is a person who signs up for a health plan. If the plan is a family health plan, the person can add people to it as dependents. Those people must be eligible to be added. Some health plans also use the word “enrollee” for this term.
Industry:Health care
This health plan has to meet federal rules. This is so members can put money into a health savings account or health reimbursement arrangement. These funds can help pay for health care. The plan deductible is higher than a standard health plan. Premiums are lower.
Industry:Health care
This is also called the "donut hole." It is the part of the Medicare plan where the member pays for prescription drugs. The plan does not pay. The gap occurs after you reach your initial coverage limit. It lasts until the expenses you pay add up to a certain amount.
Industry:Health care
This is when a person is disabled two or more times. Each time is due to the same condition. Or each time can happen because of a related condition. Each episode is separated by a time period that is stated in the contract.
Industry:Health care
Home health care means health care services given in a patient’s home. It is often offered after a hospital stay. Coverage depends on the patient’s needs and his or her health plan.
Industry:Health care
